When you have more credit card debt than you care to admit, there is a chance that it is keeping you up at night. You might be wondering how you are going to pay your bills, buy the necessities and keep up with the credit card payments. One option that you have is filing for bankruptcy.
The reason you are in debt doesn't really matter when you need to seek relief from credit card debt. You might have used the credit cards to cover medical bills. You may have needed to pay for daily expenses while you were out of work. Maybe you were able to keep up with the payments until your hours at work were cut.
In all of these cases, bankruptcy might help you to take control over your finances again. We can help you to evaluate the options that you have for filing for bankruptcy so that you can decide what is the best path out of your financial dilemma.
If you do decide that you are going to file, you need to make sure that you know the expectations that the court and bankruptcy trustee will have for you. These include going through education programs that can help you to avoid getting into the same situation again.
Ultimately, you have to decide how you are going to get out of debt. You can't base your decision on what worked for someone else, so think carefully about each option and how it might impact your lifestyle now and into the future. We can help you find the best solution given your particular set of individual circumstances.