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Is credit card debt limited your Valentine date options?

According to a recent poll published by NerdWallet, carrying excessive credit card debt is a turn off for many romantic partners. Approximately 49 percent of those in the poll said they would likely pass on a potential romantic interest if they knew he or she had top-heavy credit card accounts.

It's not just about the debt, said participants in the poll. Apparently, high credit card debt is seen by many as sending signals about other personality traits. It could be seen as indicative of a lack of self-control, foresight or responsible nature. Other reasons people shy away from relationships involving credit card debt are that they worry if the relationship gets serious, they might end up sharing in the responsibility for the debt.

Interestingly, the negative associations for potential romantic partners regarding debt didn't extend to other types of debt, such as mortgages, which were seen as a "responsible" form of debt. NerdWallet reported that Americans in general apply a negative connotation to credit card debt, with 70 percent reporting that credit card debt was a type of stigma and 43 percent reporting feeling judged because of such debt.

The truth is, however, is that average credit card debt across the country is fairly high, which means many people are not actually in position to judge others. While handling your debt situation might make you more attractive romantically, it can also reduce your stress and help you live life more abundantly.

Start working on credit card and other debt today. If bankruptcy is the right option for you, you might even have a solid debt plan by next Valentine's Day!

Source: Fortune, "This Survey Says Credit Card Debt Lowers Your Sex Appeal," Reuters, Jan. 25, 2016

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Joshua Z. Goldblum, Attorney at Law
826 Bustleton Pike Suite 101B
Feasterville, PA 19053

Phone: 215-322-2745
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