Are You Facing Frozen Or Garnished Bank Accounts?

Were you told you have insufficient funds when you know there is money in the bank? Did you bounce a check that should have been covered? You may be the target of aggressive debt collection practice by collection agencies. credit card

If you have the right to access your money, I can help you unfreeze your account. I'm Joshua Z. Goldblum, Attorney at Law, and I assist people with bank account garnishment. Call me at 215-322-2745 to schedule a free initial consultation.

Credit Card Companies Have Become More Aggressive

These days, credit card companies are becoming more aggressive in attempting to collect outstanding debt. They are hiring aggressive attorneys and collection agencies to recover money owed to them or they are selling the debt to collection agencies. Debt collection agencies can be aggressive in pursuing these debts.

Creditors may bring a lawsuit against you to collect money. If you do not respond to a complaint in court, the lawsuit can proceed like this:

  • A default judgment may be entered against you.
  • Upon entry of a judgment, a writ of execution may be issued to garnish your bank account.
  • Upon receipt of a writ of execution, your bank will immediately place a hold on your bank accounts.

Then suddenly, the money you know is there is now unavailable to you.

Do Not Be A Victim Of Aggressive Credit Card Garnishment Practices

Creditors are difficult to negotiate with after they have frozen your bank account. It is unlikely that the creditor will be reasonable. Another way to solve the problem and protect your bank account is to file for bankruptcy. Additionally, if you file for bankruptcy within 90 days of the garnishment, any money that was taken may be returned to you.

Schedule A Free Consultation Today

My Pennsylvania default judgment law firm has represented individuals in bankruptcy matters for over 30 years. Other lawyers often call me with questions about the intricacies of the bankruptcy laws. You can reach me online or call me in Feasterville at 215-322-2745 to schedule a free initial consultation. I work with people throughout northeast Philadelphia. Evening appointments are available.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.