Get The Debt Relief You Need

With the poor economy and lack of jobs, debts can quickly spin out of control. You may find yourself relying on your credit card to buy necessities such as food. A sudden injury or medical issue can leave you with costly medical bills, particularly if you are uninsured. One missed house payment could leave you facing foreclosure.

Experienced Attorney To Help You With Solutions

I am Josh Goldblum, and I have more than 30 years of experience helping individuals find solutions to their debt problems. As a Bucks County debt relief lawyer, I represent individuals and families throughout the Philadelphia metropolitan area as well as the surrounding counties.

Contact Joshua Z. Goldblum, Attorney at Law, at 215-322-2745 for a free initial consultation to discuss your options.

Reduce Debt Through Bankruptcy Man with arms raised

If you are struggling with debt, bankruptcy is a tool that can provide you with the relief you need. I help people explore their bankruptcy options, to determine which type of bankruptcy suits their needs. In bankruptcy, it may be possible to:

  • Stop creditor harassment
  • Avoid foreclosure
  • Eliminate credit card debt and medical bills
  • Keep your car, home and other assets
  • Eliminate tax debts

As a credit card debt reduction attorney, I have helped countless people file for Chapter 7 and Chapter 13 bankruptcy in Pennsylvania. I can help you determine if you are eligible for Chapter 7 bankruptcy, which can eliminate some debts and provide you with a fresh start. In Chapter 13, I can help you get started with a payment plan to get your finances back on track.

Bankruptcy And Credit

For many people, one of the most concerning parts about filing bankruptcy is the effect it has on their credit. A bankruptcy does appear on your credit report for 10 years, but that does mean you will never be able to take out a loan. Many businesses will still lend money to you at a higher interest rate and fees.

Any debts on your credit report should have a zero balance. If they do not, you should file a dispute with the credit reporting agency. Inaccurately reporting outstanding debts can negatively affect your credit.

Exploring Your Debt Relief Options

In addition to helping people through the bankruptcy process, I also work with people to resolve other debt-related issues and concerns, including:

  • Short sales
  • Loan modifications
  • Debt settlements
  • Creditor lawsuits
  • Wage garnishment issues
  • Family matters

Free Initial Consultation About Your Debt Problems

No matter the issue, I will work with you to help you understand your debt relief options and protect your rights. Contact my bankruptcy and debt relief office online or call me at 215-322-2745 for a free initial consultation.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.