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February 2015 Archives

Learning about all aspects of Chapter 13 bankuptcy is vital

When we posted last week on the blog, we discussed some of the education requirements for filing bankruptcy. These education requirements are meant to help filers learn about ways to avoid getting too deep in debt once the bankruptcy is completed. While those education requirements might seem complicated, they are only a small part of filing for bankruptcy.

What are the education requirements when filing for bankruptcy?

People who are considering a bankruptcy filing might be rather shocked to learn that there are very specific requirements for education associated with the filing. You can't just decide today that you need protection and then waltz into the courthouse tomorrow to file. Instead, you have to go through a pre-bankruptcy credit counseling course within the six months prior to you filing. Another education requirement is that you have to have a pre-discharge debtor education course before your bankruptcy can be discharged. There are stark differences between these courses, as well as requirements for both, that might interest our Pennsylvania readers.

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