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July 2014 Archives

Delinquent credit card debt falling to low levels

People who have credit card debt usually want nothing more than to simply have those cards paid off so they no longer have to worry about them. According to the American Bankers Association, credit card delinquencies are lower in the first quarter of 2014 than the 15-year average. The ABA's chief economist says that credit spending is increasing, but delinquencies are still at low levels. Pennsylvania readers might be interested in learning more about this trend.

Chapter 13 or Chapter 7 bankruptcy may affect retirement accounts

When people file for bankruptcy, they often don't realize the complex set of laws that dictates the proceedings. One of the areas that is turning especially complex is that of retirement accounts. While it has long been held that retirement accounts are exempt from bankruptcy proceedings, a recent ruling by the United States Supreme Court made it clear that not all retirement accounts are exempted.

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