Joshua Z. Goldblum, Attorney at Law
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April 2014 Archives

Which debts can be discharged when filing for bankruptcy?

If you are one of the scores of Pennsylvania residents facing financial challenges, you may be wondering about the benefits of bankruptcy. Maybe you have heard that the new bankruptcy laws require you to repay all of your debt, no matter who you are. According to bankruptcy attorneys, that assertion is a myth. Chapter 7 and Chapter 13 bankruptcy can both provide financial relief for those facing various types of debt. It is up to you and your bankruptcy attorney to determine the right type of bankruptcy for your individual situation.

Consumer debt on credit cards drop, cautious optimism urged

American consumers are exhibiting additional caution when it comes to borrowing and buying, according to a new report. Officials with the Federal Reserve say that the use of credit cards in Pennsylvania and elsewhere has dropped, as outstanding revolving credit fell a whopping $2.42 billion between January and February of this year. That means that fewer people are carrying high balances on their credit cards.

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