You Cannot Borrow Your Way Out Of Credit Card Debt

How do you feel when you are unable to pay your bills? If you are like most people, you are embarrassed and frustrated. You find your stress level increases as your bank balance decreases. You deserve to live without financial crises. But where can you turn for help?

I'm Joshua Z. Goldblum, Attorney at Law. As a lawyer I can work to help you erase your debt and keep you in your home. While it is true that you cannot borrow your way out of credit card problems, you can work on debt reduction and other solutions for relief.

Call me in Pennsylvania at 215-322-2745 to schedule a free initial consultation.

Credit Cards Do Not Provide Free Money

Just about every person's financial situation is precarious today because of low wages and the high costs of energy, education and medical insurance. Many people find themselves forced to rely on their credit cards to cover living expenses or health care.

When the credit card bill comes due, there is no money left to pay it. Credit card companies do not usually sue for delinquent accounts. Instead, they sell your account to collections agencies that make harassing calls to you day and night. They may even try to set up automatic payments from your personal bank account.

You Can Find Relief From Debt And Collections Harassment

There is a way to deal with unmanageable debt, stop the harassing collections calls and save your possessions: filing for bankruptcy. Personal bankruptcy is filed under either the Chapter 7 or Chapter 13 Bankruptcy Code. It is a fully legal way to help people who have encountered difficult times and can be the best way to discharge exorbitant debt.

Since 1981, I have been practicing bankruptcy law, and I have helped people just like you get rid of credit card debt and regain their financial footing. Bankruptcy is not a solution for everyone. However, in a time when there are fewer options to get out of debt, bankruptcy may be one of the better alternatives.

Schedule Your Free Initial Consultation

I help people in northeast Bucks County and Philadelphia seek credit card debt relief. I believe in working with individuals to find a customized solution to their credit card and debt problems. There is no one perfect fix that works for everyone. But with my experienced legal guidance, we can find a debt relief solution that will work for you.

Call me at 215-322-2745 to schedule a free initial consultation to discuss your personal financial situation. You can also schedule an appointment online. Evening appointments are available.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.