Philadelphia Life after Bankruptcy Lawyer

Bucks County & Montgomery County Pennsylvania Credit After Bankruptcy Law Firm

A New Beginning for Your Financial Future

After making the decision to file for bankruptcy — either Chapter 7 or Chapter 13 — you have taken the first step towards getting out from under the burden of debt. Once your bankruptcy has been filed, however, what can you expect? What happens in life after bankruptcy?

Every situation is different and the recovery process will vary depending on your unique circumstances. More than likely, however, you can expect a fresh start that will give you an opportunity to show lenders, employers, landlords and others that you are firmly committed to financial responsibility. Since you will be free from your prior debts, you will be better able to make these payments going forward. There may be challenges after filing for bankruptcy, but for most people, these challenges are a welcome change to the reality of a lifetime of debt.

If you are worried about what life could be like after bankruptcy, it is important that you educate yourself on the process and common bankruptcy myths that could dissuade you from filing. Contact bankruptcy attorney Joshua Z. Goldblum to learn more.

Lifestyle Changes and Getting Credit

Credit is a tricky concept. It may have gotten you into trouble or made it more difficult to deal with other problems, such as medical bills, but it is a necessity for rebuilding your financial future. Re-establishing credit after filing for bankruptcy is possible but how much and how fast can depend on a wide range of factors.

While you are rebuilding credit, it may be necessary to make lifestyle changes that reduce monthly payments and allow you meet all of your financial obligations. Maintaining a bank balance, keeping a job and having a stable place to live are also important factors in regaining control of your situation and rebuilding your credit. If you were able to hold onto your house, paying your mortgage payments on time will improve your credit report.

I can guide you through the process of bankruptcy and help you understand what the future holds after your bankruptcy has been filed. Rebuilding your credit score, getting loans and having greater financial options are all possible after bankruptcy as long as you make responsible choices and stick to them.

Contact a Philadelphia, Pennsylvania, Lawyer Knowledgeable About Life After Bankruptcy

My name is Josh Goldblum and I have helped clients in Philadelphia and the surrounding communities of Pennsylvania find debt relief through Chapter 7 and Chapter 13 bankruptcy protection for more than 25 years. If you are concerned about keeping your house, creditor lawsuits and repossessions or have other questions, contact my firm for a free consultation at 215-322-2745.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.