Bucks County & Montgomery County Pennsylvania Foreclosure Law Firm
When Your Dream of Home Ownership is Stolen
Are you facing the reality of mortgage foreclosure? It is not your fault. The economy in our country and across the world has deep-rooted problems that have caused honest individuals like you to suffer. You just wanted to own a home and take care of your family, and now your dream is being stolen.
The mortgage crisis made a house call to your home.
Within the recent past the mortgage foreclosure rate has increased exponentially. Many of these foreclosures are a result of folks financing their homes with adjustable rate mortgages (ARM) that they could once afford. Other families have taken home equity lines of credit or have refinanced their homes to pay down credit card debt and other bills. Now, they cannot afford their debt.
When you fall behind on a mortgage more than one month, the bank will usually only accept the full amount you owe. By not accepting partial payments, banks initiate the foreclosure process even when people have the ability to pay part of what they owe.
If your mortgage is past due and you are facing the prospect of losing your house, know that it is not your fault. You did not cause these problems and you are not a failure. You simply wanted a nice home in a good school district for your family. Unfortunately economic circumstances have negatively impacted your good intentions.
You can stop foreclosure and keep your home.
When you have too many bills, are constantly hounded by bill collectors, and are facing the loss of your house or car, I can put an end to the financial pressure you live with every day. Simply by filing for a chapter 13 bankruptcy, we can stop a mortgage foreclosure.
Contact me today so we can work toward a debt-free tomorrow. We can discuss chapter 7 or 13 bankruptcy, and I will help you find best course of action for your specific situation. Contact me online or call me at 215-322-2745 to schedule a free initial consultation. Evening appointments are available.
My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.